Matthew Neer's Digital Bankroll Review: Done-For-You Affiliate Email Marketing Business With MLM |IPPEI

Updated On 2023-11-09

Digital Bankroll is an affiliate marketing platform by Matthew Neer that creates a done-for-you affiliate marketing business. Your done-for-you passive income business will use email marketing to promote affiliate programs. Digital Bankroll is the culmination of over 20 of Matthew’s done-for-you programs and courses that combine affiliate marketing with MLM.

There are many testimonials from students of Matthew Neer and his Digital Bankroll products that talk about how effective his methods are. However, keep in mind that students of Matthew Neer and Digital Bankroll are also affiliates who earn commission from promoting him and his products.

In my experience making money as a middleman online for over a decade, the affiliate marketing strategy that Digital Bankroll teaches is like sending out one of those “You’ve won a free iPhone” text messages. It is essentially pure spam. Matthew urges students to buy pre-made email lists, but you don’t know where the list seller got those emails, and the people on the list certainly didn’t opt in to hear from you. Another problem with promoting affiliate links to an email list that you didn’t build yourself is that there will likely be a disconnect between your offer and the audience’s interests. For example, you might blast your Contrave weight-loss pill affiliate link to a list of predominantly male bodybuilders like Sam Sulek, who are looking to gain weight. As such, conversion rates are likely to be much lower than if you built your own email list specifically around the niche you want to promote products in. When your offers aren’t relevant and you are sending from an unknown domain, people aren’t likely to open your email, and it may even end up in their spam folder. When this happens too often, internet service providers like Gmail will start putting your emails into spam automatically, effectively making your email domain as irrelevant as Blu-ray these days.

In this non-affiliate Digital Bankroll review, you will learn Matthew’s affiliate marketing with MLM style, who Digital Bankroll is for and what you get with it, are their students actually successful, who Matthew Neer is and what his claims are.

Matthew Neer’s Digital Bankroll Review: Pros and Cons

Pros

Matthew Neer has been affiliate marketing for over a decade and one of the top affiliates on ClickBank.
Everything is done-for-you. It works almost as a passive investment.

Cons

There is no guarantee of the quality of the email lists sold by the programs.
Email marketing has low conversion rate. Digital Bankroll Gold offers more marketing techniques, such as paid ads, but is pricey.
Digital Bankroll programs are mixed with MLM.

Price: Digital Bankroll Silver costs $997 and Gold costs $5,000.

Refund Policy: Digital Bankroll has no refund policy posted.

Origin: Digital Bankroll was originally founded in 2011 as a 7-part ebook.

What Is a Done-For-You Affiliate Marketing Business With MLM?

Digital Bankroll offers a done-for-you affiliate marketing business that includes affiliate offers, landing pages, email lists. Matthew Neer is known for mixing MLM into his products. The main offers you will be promoting are the program themselves that you bought. The 2 programs Matthew creates are courses and done-for-you programs.

With Matthew’s courses, you will learn how to do affiliate marketing by building an email list. While the “top selling product” that you are recommended are the courses themselves, you can use what you learned for other affiliate programs. Matthew often sells his done-for-you email list. He also offers done-for-you pre-selected “top selling products” including sales funnels with your affiliate link on it. Once again, these pre-selected affiliate products are Matthew’s courses and programs and affiliate partners.

Here’s an example of how he includes MLM into his affiliate marketing system. Let’s say you purchase Matthew’s done-for-you program with additional 1,000 emails and start promoting it. If someone buys the program with an additional 1,000 emails as well, you get a commission for the program and 250 additional from that list you just sold. The problem is that this reduces the quality of the emails on the list, as they could end up being spammed by multiple affiliate marketers.

Who Is Digital Bankroll for?

Beginners who want to have an affiliate marketing business who don’t have the time to set it up. Digital Bankroll offers a complete done-for-you affiliate marketing business.
New affiliate marketers who are having trouble finding best-selling affiliate offers. Matthew provides you with the current best-selling affiliate offers.
Affiliate marketers who want to use email marketing to get leads. You can buy emails from Digital Bankroll’s large email lists.
Experienced affiliate marketers who want to learn Matthew’s advanced systems and paid marketing. The Gold program is for affiliate marketers who want to scale to 7-figures.

What Do You Get With Digital Bankroll Silver?

30-Day Affiliate Marketing Case Study
6 Week Home Study Course
Done-For-You Email Swipe File
Done-For-You Landing Page Templates
Weekly Q&A Webinars

What Do You Get With Digital Bankroll Gold?

Paid Advertising and High Level Systems Course With Over 18 Hours of Training Videos
6-Week Home Study Course
Weekly Q&A Zoom Calls
Private Members Only Community

Are Students of Digital Bankroll Successful?

It’s hard to tell how successful students of Digital Bankroll are since reviews are mostly made by affiliates who promote the product. YouTube affiliate marketers Ace and Rich Guzman posted several review videos promoting Matthew and his program. Ace and Rich are already successful affiliate marketers in their own right and are more honest about their review. While they mention that while email marketing gets some sales, it is not the high-converting method Matthew claims it to be.

digital bankroll review

Who is Matthew Neer?

matthew neer

Matthew Neer is 7-figure affiliate marketer, multi-level marketer, and creator of Digital Bankroll from Miami, Florida. He specializes in email marketing and list building. At 18 years old, Matthew worked in his first and only job as a pizza delivery boy. He found out about MLM from a friend and made $10,000 within the first month. His MLM mentor taught him how to sell the program in person, which was not scalable.

Matthew ventured into affiliate marketing, looking for a way to scale his income. He found success with email marketing and created Digital Bankroll as a 7-page guide. Since then, he has created over 20 different email marketing courses and done-for-you programs. Today, he spends his free time traveling and skateboarding all around the world.

Matthew Neer’s Other Programs

Speed Wealth System: This is a $49 downloadable resource for learning to create multiple income streams by earning commissions. It is a done-for-you marketing system for people who don’t have enough time to start an affiliate business from scratch. Speed Wealth System offers an affiliate campaign checklist, ready-to-use landing pages, a Live affiliate masterclass, custom software, and case studies.
List Leverage: It is a software suite to help marketers and businesses develop a massive email base with high-quality leads. This platform is a partnership between Matthew Neer and Greg Chambers of the Traffic Authority. You can make money through high-ticket commissions. List Leverage comes in monthly (Newbie Program) and annual (Supper Affiliate) memberships costing $49/month and $398/year.
Viral Income System: This is a done-for-you affiliate marketing business package. It works in three easy steps. First, you pick a DFY landing page template. Then, you add your affiliate link to the landing page. Lastly, you start generating affiliate income. Viral Income System costs $49.
Income League: It is a paid membership program that teaches you how to make around $2,000 in affiliate commissions daily through “tiny little ads.” According to various online sources, Income League’s entry cost is around $37-$47. Matthew builds the upsells through purchases of every aspect of the sales funnel. In total, you can expect to spend around $540 for all the funnel upgrades.
5k Formula System: This is a list of strategies, DFY landing pages and sales funnels, and video training on how to make $5,000 monthly on autopilot. While the product costs $19.99 on the website, StoppingScams.com revealed that the upsells and downsells led to a final cost of $495.

What is Matthew Neer’s Claim?

matthew neer claim

Matthew Neer claims that by using his done-for-you email marketing system, you can make $10,000 a month from affiliate commissions. Matthew’s leads are purchased from Traffic Authority and he receives a commission every time you purchase emails from them.

matthew neer claim graphic

Matthew further explains that each lead would receive 100 follow-up email offers at regular intervals automatically. A 10,000 person list would equate to 1 million offers. Does this method actually convert to sales consistently for you to earn $10,000 a month?

3 Reasons Email Marketing Alone Does Not Work

Cold traffic is the hardest to convert - Email marketing on its own does not work is because it is outdated. It is very unlikely that people will buy anything from random email promotions. It is also highly likely your emails would just end up in spam folders. To make your email marketing campaign more effective, you need to build an email list of warm leads.
Email marketing has one of the lowest conversion rate - At an average conversion rate of 1.5%, a 2% to 5% conversion rate is good while you need over 10% to succeed with email marketing. The average conversion rate of email marketing peaked in 2021 at 8.87% but has continued to decline since after the COVID pandemic subsided.
Email list quality - Building an email list takes a very long time. It took Matthew Neer over a decade to build his list of over 120,000 emails. You can buy an email list from list builders like Matthew or platforms like Traffic Authority. The problem with email list buying is that you do not know the quality of the list. You are just emailing random people who most likely won’t even be interested in your offers.

Digital Bankroll does work in that you get your done-for-you affiliate email marketing business, but it does not come close to making you the amount that Matthew claims.

Is Affiliate Marketing Worth It in 2025?

Affiliate marketing is worth it in 2025 if you use it in to compliment your other online business. If you have your own product that you sell, you can upsell related affiliate products for extra income. This way, it adds another income source without the need to pay anything for marketing. You can promote affiliate offers in your online store, blogs, YouTube channel, podcasts, and more.

For those who want to do affiliate marketing full time, driving organic leads to your offer will work better than chasing cold leads. Using long-term strategies, such as social media marketing or creating an affiliate marketing blog or YouTube channel, is more effective.

Wealthy Affiliate - One of the most popular affiliate marketing courses. It is an affordable monthly membership by Kyle Loudoun that teaches you everything you need to know about affiliate marketing and offers support channels.
Passive Income Geek - An affiliate marketing and blogging course by Morten Storgaard. You will learn how to outsource writers to create a blog that promotes your affiliate links.
Affiliate Tube Success - Paul Murphy teaches you how to do affiliate marketing by ranking YouTube videos on Google. By ranking videos on YouTube, you do not need to create viral content or collect subscribers and view counts.

My Top Passive Income Business Model for 2025

Local lead generation is my top passive income business recommendation for 2025, as it creates a predictable hands-off monthly income stream. You don’t need to promote any products or do any marketing. It works by creating a site, ranking it on Google, and renting it out to local businesses. As your site generates leads for these businesses, they pay you rent monthly.

One of my local lead generation websites is Irvine Custom Granite Quartz Marble Countertops, 2452 Dupont Drive, Irvine, California 92612, 949-998-3976, https://www.irvinecustomcountertops.com/. Last month, it generated 26 leads and my client closed $20,560 in new business. We have a 10% commission deal, so I got paid $2,056 for my leads.

In my opinion, starting a local lead generation business is a much more legitimate opportunity to build a long-lasting and lucrative online career than what Matthew Neer teaches in his course. Local lead generation is about providing real value to small business owners by delivering high-quality leads that help drive revenue. You are the trusty sidekick they need to achieve their full potential, like Robin to Batman. That is completely different from spamming strangers with emails about low-quality ClickBank products and Matthew Neer’s courses. Local lead gen is also more lucrative than affiliate marketing, especially if you are not an influencer. That is because local lead generation websites continue paying $500 to $3,000+ per month long term, typically getting more stable over time. You can keep stacking up multiple lead gen sites to earn tens of thousands of dollars per month online as you scale. You are like Robert Kiyosaki, buying and renting assets to create a passive income machine.

There are hundreds of niches and thousands of local areas to create a local lead generation business. You don’t have to worry about competition as you only need to outrank a few local websites. Scaling a local lead generation business is as simple as repeating the process. This makes local lead generation my number 1 passive income business model to create time and financial freedom.