Recession Proof Blueprint is a real estate mentoring program by Karim Naoum (a.k.a. Section 8 Karim). It teaches how to make money by buying Section 8 rental properties in the United States. Section 8 helps low-income tenants by having the government pay most of their rent. According to Karim, he has helped over 500 entrepreneurs and counting. Students apparently experience a “92% success rate within 8 weeks of joining the program.”
According to iPropertyManagement, about 7.26 million Americans reside in Section 8 housing. So when done right, those who explore the business model may find plenty of opportunities. The Recession Proof Blueprint website shows us several video testimonials from successful students. “I just closed 5 Section 8 rentals with Karim and his team,” says Scott Wade. “He helped me through the process step by step.” He now has a monthly cashflow of $3,300 with over $100k of equity in deal.
Meanwhile, Frank Salter says the mentors are “always a quick Zoom call away,” he shares. The team helped him negotiate contracts with insurance and management companies. They even assisted him in screening tenants. Today, Frank has acquired 24 properties and a $15,000 per month cash flow. “If you're looking to get some true mentorship and work with a team dedicated in getting results, Karim is definitely your guy,” he sums up.
As an online entrepreneur myself, I've built 6-figure businesses over the years using different models. These days, I focus on building and ranking business websites. I make money as I rent out these digital assets to local clients that need traffic and leads. In a way, it's similar to physical real estate.
In this feature, we look at the pros and cons of Recession Proof Blueprint. We also consider the customer review to see what actual students are saying about it. Plus, we check out who Karim Naoum is and what his claims are.
Recession Proof Blueprint Pros And Cons
Pros
Karim Naoum has extensive real estate experience. He's been working in the industry since he was 17.
The Recession Proof Blueprint website displays plenty of success stories from past students.
Program students get direct mentorship, group coaching calls, customized business blueprint, and more.
Cons
A Section 8 rental business requires significant investment.
The lack of external reviews can be a red flag for potential students.
The website does not display information about the program's pricing, refund policy, etc.
Price
Recession Proof Blueprint pricing is not displayed on the website.
Refund Policy
Recession Proof Blueprint reportedly does not have a refund policy.
Group
Recession Proof Blueprint has group coaching calls 4x each week. Students also get 24/7 access to Karim and his team.
Origin
Recession Proof Blueprint origin is unknown. A quick check on SmallSEOTools reveals their domain was created in January 2023.
Reputation
Recession Proof Blueprint reviews from students are generally positive. Most reviews are only found on their website.
Signed up with the program after seeing all the testimonials. Karim’s an excellent coach. Still learning the business model and hoping to recover my ROI soon.
Recession Proof Blueprint: 3 Step Strategy to Buy Section 8 Rentals
Recession Proof Blueprint considers their student's goals and situations as they build. “We create our blueprints to work for you and with whatever you have,” the site reads. “We believe the key to success is to tailor to each individual's needs rather than one size fits model.”
1. The Analyzation Phase
Karim and his team takes time to analyze and breaking down their students' goals. The team also points students to “optimal locations” for best business planning results. Students also tap into Karim's network of trusted contractors, inspectors, title companies, real estate agents, and more. This means investing out of state does not mean working with complete strangers. With Karim's help, students may reach an ROI of 30% - and a growing liquidity - per year.
2. Implementation Step-By-Step
For the next step, students plug into Karim's “exact system” to “force results.” Karim says students will have at least 1 property within an 8-week time period. “I'm going to go ahead and personally source and negotiate the on and off market deals for you,” he assures. Meanwhile, Karim also emphasizes that students will have a 0% down portfolio opportunity.
3. Scaling to 12 Properties Within 12 Months
Finally, Karim shows students how to scale up by acquiring 12 properties within a year's time. With over 100 Section 8 properties under his belt, Karim knows his way around the business. He utilizes automation technology so he can do all his work from home. He says he doesn't even have to visit and inspect each property. Students also get access to these advantages as they follow the program.
What Can You Get From Recession Proof Blueprint?
Recession Proof Blueprint gives students access to:
Recession Proof Blueprint creates a personalized roadmap for students based on their goals. Program members also avail of expert insights from a former HUD worker.
Group coaching calls happen 4x a week. Plus students get 24/7 access to Karim and his expert team for personalized support. You can always contact someone if you need to make informed decisions for your business.
Your blueprint will be based on your personal situation and goal. For example, you will only be investing money based on your financial capacity.
Schedule unlimited 1-on-1 strategy sessions for personalized guidance with Karim. Students may book calls by checking his calendar.
Students may learn from the insights and experiences of successful entrepreneurs. A robust professional network benefits beginners and long-time business owners alike.
Section 8 experts let students duplicate their strategies and systems to ensure success. This presents an advantage, especially for newcomers not familiar with the business model.
The program also gives students exclusive access to a reliable network of lenders. You may borrow the cash from them without having previous real estate experience, tax history, and meeting income standards.
Karim uses an AI-powered custom built software for his Section 8 business. This automation tech allows him to “track down discounted deals.”
The program identifies and secures premium off-market properties with huge discounts. Team members also handle negotiations upfront. Plus, they deliver ready-to-close deals that match your investment criteria.
Who Is Recession Proof Blueprint for?
Recession Proof Blueprint is for people who want to explore Section 8 investing. The website says it is ideal for those wanting to “get out of the rat race” by buying 10 or more rental properties.
According to Karim, the mentorship program eliminates costly learning curves and common pitfalls. Students reach their financial goals quicker, replacing months or years of trial-and-error. “This is for somebody who wants to get it right the first time,” emphasizes Karim. Program members get to be “profitable in their first house rather than on their 10th property.”
Are The Clients of Recession Proof Blueprint Getting Results?
Clients of Recession Proof Blueprint are getting positive results from the mentorship program. We see several video testimonials on their website.
Success stories of Recession Proof Blueprint show that students achieve financial success. Shelby says the program made it possible for her to acquire 6 Section 8 rental properties in 3 months. She now has a cash flow of $3,700 per month. “I can finally start working less hours and spend time with my family at home,” she adds. According to Shelby, the program taught her all the “ins and outs” of the whole Section 8 process.
“I thought I've seen it all until I came across Karim's videos,” shares real estate veteran Anthony. Karim's process shows you “how to get tenants that will take care of your home and live there for a long time,” he adds. Today, Anthony has42 properties and a cash flow of $27,000 a month.
Meanwhile, we also see a negative Recession Proof Blueprint review on the Fairshake website. An anonymous Florida-based customer complains that the company's claims “were not as advertised.” “The terms of their lenders were not as promised,” the post reads. “And I was refused a refund.” The student also points out they have not “closed on any properties with (the program's) help.”
Is Recession Proof Blueprint Worth It?
Recession Proof Blueprint is worth it if you have enough capital to start. Advantages include 1-on-1 mentorship with Karim and a reliable support group. Several students also attest that they've reached financial independence because of the program.
Take note, however, that investing in the program and buying properties require a significant amount. While Karim assures that their system works, results may vary from student to student. Also, there are no available Recession Proof Blueprint reviews from reputable sources online. This may be a deal breaker for people who want to do extensive research before joining a program.
On Reddit, one user even accuses Section 8 Karim of being a scam. The post says program gurus “make big promises” but fail to deliver. Karim guarantees investors above market-rate rents and “50% to 100% cash-on-cash returns.” Plus the program claims investment style “is available to ALL rental property owners.”
“Logically, this just doesn’t work,” sums up the Redditor. “Section 8 tenants represent less than 5% of renters in most markets, and that ratio is fixed and cannot grow. It is constrained by the total funds allocated by Congress for the Section 8 program.”
Who Is Karim Naoum?
Karim Naoum is known as Louisiana's youngest Section 8 landlord. He was born on September 3, 2001. He studied in the Jesuit High School of New Orleans. At age 17, he worked as a housing authority intern. This experience gave him unique insights and knowledge as a future real estate mogul.
Karim has since developed a Section 8 system that streamlines the process. He has also achieved financial freedom by building a portfolio of 115 rentals. His investment strategy focuses around single-family homes under $100,000 in landlord-friendly states. Today, he mentors students through his Section 8 coaching program Recession Proof Blueprint.
Karim now lives in San Diego and operates his business virtually. According to him, he has never visited Ohio, where half of his current properties are located. On social media, he also goes by the name Section 8 Karim. He has been featured on various media outlets, such as LA Weekly, Access Wire, Investing.com, and Venture Capital Post.
Karim Naoum Claims
Karim Naoum claims Section 8 investors can buy houses for $5,000 to $12,000 each. Over the years, he has acquired over 100 properties through “diverse financing avenues.” For the most part, he uses DSCR (debt service coverage ratio) loans. He teaches his students the same strategy.
Furthermore, Karim considers Section 8 as a source of financial security. In an LA Weekly feature, we read that the government pays 10% to 30% above market rents. Karim believes the business model “can withstand the economic downturn of another pandemic.”
Karim Naoum Claims Debunked
Some of Karim Naoum's claims have been debunked by several Section 8 landlords. Eric Hughes of the Rental Income Advisors blog says minimum investments go beyond $12,000. Traditional investment property loans require at least 20% down payment plus closing costs. This means you'll need around $22,000 to get a Section 8 rental property. “For most of my clients, a typical deal will require quite a bit more - usually about $30-35K invested,” adds Eric.
The Section 8 model is not always a stable income source, declares some landlords. Late payment is a common issue, even during economic uncertainty. On Reddit, one landlord talks about having tenants “that would not pay rent and could not be evicted” during the Covid crisis. On top of that, general housekeeping standards were often violated.
A leasing agent in Utah also rants about the behavior of their Section 8 tenants. They tend to “trash the apartments more than market rate tenants,” writes the Redditor. “The housing authority is also really bad at getting their share of the rent in on time.”
How Much Do Section 8 Landlords Make?
Section 8 landlords make around $1,080 to $1,320 per month for a 2-bedroom property in a semi-urban area. In major cities like New York or San Francisco, typical rental rates are at $2,000 to $3,000. Generally, the government pays 70% of the monthly rent. Tenants shoulder 30% from their own income.
Recession Proof Blueprint has an online Cashflow Calculator that shows the cash liquid and cashflow, based on a landlord's total number of properties. The free tool is available on their website.
How To Become a Section 8 Landlord?
On Quora, Jay H. Link shares about his Section 8 experience in Atlanta, Georgia. The post tells us he had to attend an orientation class and get his own vendor number. He advises others to contact the local housing authority to learn about their requirements. “I have a feeling it will be similar but each area may have their own differences,” he concludes.
Why Acquiring Section 8 Is Hard?
Acquiring Section 8 is hard because of:
Lengthy legal requirements.
New Section 8 landlords often face significant bureaucratic challenges. As a government-funded program, it requires extensive paperwork and strict policy compliance. Depending on your area, the approval process may take 2 to 4 weeks or longer.
Payment delays.
Initial rent payment may take 30-60 days due to inspection and paperwork processing. While subsequent payments are generally reliable, landlords need to be ready.
On Reddit, a Section 8 landlord from Baltimore says the first check may even take 2-3 months to arrive. “It's just a slow government process full of inefficiency,” the post says. “You can try calling every few days to be the squeaky wheel that gets the grease.”
Problematic tenants and property damage.
Screening tenants is a must to avoid bad tenants who may damage your property. “Holes in doors and walls are almost always the problem,” laments one landlord on Reddit. “We have to fix it if we want the tenant to be able to continue to occupy.” Furthermore, deposits generally won't cover repairs. Landlords may end up “losing money on vacancy and finding a new tenant.”
Conclusion: Why Digital Real Estate Is a Better Choice Than Acquiring Section 8 Housing?
Local lead generation is a better choice than acquiring Section 8 housing because it's way easier to start. Becoming a Section 8 landlord requires a lot of paperwork. The initial investment is also drastically different. According to Karim Naoum, you will need at least $5,000 to $12,000 to get a rental property. A lead gen business will only cost you $500 to $1,000 to launch.
Moreover, you can avoid all the red tape and huge expenses with lead gen. You don't have to worry about annual inspections, bad tenants, and constant coordination with housing authorities.
Personally, I've been providing lead generation services since 2014. I've found managing online assets to be far more efficient than managing a Section 8 property. With the rank and rent model, I only need to build and rank niche websites for local service providers.
As a result, I am more in control of my time and money. My sites need minimal maintenance once they rank on Google. They bring a stable revenue stream of $500 to $1,200 per month. With multiple local lead generation sites, I now make a passive income of up to $52,000 each month.