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Erika Kullberg Review: What Are Her 12 Income Streams?

June 11, 2024

Erika Kullberg is famous as a YouTube content creator for personal finance. Her channel boasts 2.08 million subscribers. She also has a large social media following, with 5.4 million Instagram followers and 9.1 million TikTok followers. Erika herself has 12 income streams, bringing in both passive and active income. She also teaches others with her 3D Money Course and Mastering YouTube for the Busy Professional course.

Reviews for Erika Kullberg are positive. She has received many praises for her programs and courses. Students praise the practical knowledge, actionable strategies, and the balanced content in her courses. They also point out the professional legal advice that she gives. Some criticism her courses received is the emphasis on upsells and lack of personalized support.

In this article, you will discover what Erika Kullberg’s 12 income streams are. You will also learn what people say about her and what her courses are. I’ll also give some of the best passive income streams while working full-time.

What Are Erika Kullberg’s 12 Income Streams?

1. YouTube Ad Revenue

Erika makes money from YouTube by allowing ads to be shown on her videos. YouTube pays creators 55% of the ad revenue. She earns an estimated $700,000 annually from YouTube ads alone.

2. Affiliate Marketing

Erika promotes products or services through special links on her YouTube channel and website. When people click these links and make purchases, she earns a commission. One of her successful promotions is the investing app Webull, which pays her for each sign-up through her link.

3. Sponsorships

Companies pay Erika to mention their products or services in her YouTube videos. These sponsored segments are brief, usually 30-45 seconds. Her first sponsored video earned her between $5,000 and $10,000.

4. Digital Product - Plug & Law

Erika’s Plug & Law company provides legal documents for small business owners who can't afford expensive lawyers. Their offers help businesses comply with legal requirements. Erika earns passive income from the legal bundle since it requires minimal maintenance.

erika kullberg review

5. Productized Service

Erika offers a service called the Trademark Bundle, which helps customers register their trademarks at a lower cost than traditional lawyers. She has a team in place to handle the operations, allowing her to earn passive income from this service.

6. Online Course

Erika has online courses that teach people how to handle their finances and profit from YouTube. Creating the course took time, but now it generates passive income. She only needs to focus on driving traffic to the course to make sales.

7. Lawyer

Erika continues to practice law, focusing on select clients, including popular YouTubers, helping them negotiate sponsorship deals. Although this is active income, it adds significantly to her earnings.

8. Dividend Income

Erika invests in companies that pay dividends, which are portions of the company's earnings distributed to shareholders. This income stream requires little effort after the initial investment and provides a steady flow of money.

9. White Labeling

Erika created a product that other companies can buy and rebrand as their own. She earns a percentage of each sale without having to manage the product's branding and marketing.

10. Rental Income

Erika has been renting out property since before 2020. This income stream takes a significant investment and some effort to set up, but provides a regular source of passive income once established.

11. Speaking Engagements

Erika is paid to speak at conferences and events about topics like personal finance and entrepreneurship. Despite having stage fright, she values the opportunity to provide value to others while earning an additional income.

erika kullberg review

12. Angel Investing

Erika invests in startups in exchange for equity, hoping these companies will grow and provide significant returns. This high-risk, high-reward strategy can potentially yield substantial profits if the companies succeed.

Who Is Erika Kullberg?

erika kullberg review

Erika Kullberg is an entrepreneur and lawyer known for her passion for personal finance. She was born to a Japanese mother and an American father. She attended private schools in the US and Japan as her father served in the US Air Force. Erika earned a degree in sociology from the University of Notre Dame and a doctorate of law from Georgetown University Law Center. She is the founder of the Georgetown Law Entrepreneurship Club. She currently lives in Sheridan, Wyoming.

Erika Worked for the FCC and several law firms, including Morrison & Foerster and Foley & Lardner. Unsatisfied with the daily grind and wanting financial independence, she started looking into creating multiple income streams. At 30 years old, Erika has diversified her income through 12 different streams. She started her YouTube channel in 2019 to teach others about personal finance. She also hosts a podcast, "Erika Taught Me," where she interviews various guests about personal finance, entrepreneurship, and success strategies. Erika founded the legal tech company, Plug & Law, in 2020 to provide online entrepreneurs and small business owners with easy access to essential legal documents and agreements.

Controversy With FTX Promotion

Erika and her husband Eric Kullberg co-founded Creators Agency, a marketing agency for YouTube content creators. The agency worked with several YouTube finance content creators, such as Graham Stephan, Jaspreet Singh, and Kevin Paffrath. They were involved in a controversy regarding the heavy promotion of the cryptocurrency exchange FTX. After FTX went bankrupt in 2022, people scrutinized those who had promoted them.

What Are the Reviews of Erika Kullberg?

While there aren't many reviews of Erika Kullberg online, some have shared their opinions and experiences on Reddit.

erika kullberg review

Reddit user, Least-Influence3089, posted about her experience taking Erika Kullberg's 3D Money course. It was explained that she found the master spreadsheet very useful. They also mentioned that they were able to control their spending and handle their budget better after taking the course.

erika kullberg review

On another post, a Redditor explained that Erika Kullberg's tips and advice that she gave in her videos were legit. Unfortunately, they found it her obnoxious. Keep in mind that reviews are based on personal experiences and opinions. Always do your due diligence.

What Is Erika Kullberg’s 3D Money Course?

Erika Kullberg’s 3D Money Course is a training program that teaches you how to manage your finances, how to invest, and how to achieve financial freedom. The course offers comprehensive lessons on budgeting, debt elimination, credit score improvement, and investment strategies. Below is what you get with the course:

  • Budgeting: Erika provides a 5-step budgeting plan and a budget tracker to help students organize their finances effectively.
  • Debt Elimination: The course includes a 5-step plan to help eliminate debt, including strategies to reduce medical bills by thousands of dollars.
  • Credit Improvement: Learn how to improve your credit score and manage your credit report.
  • Investment Guidance: Erika shares her own investment portfolio that details the ETFs she recommends. She provides guidance on what to invest in to increase your net worth.
  • Travel Hacks: A unique bonus lesson teaches how to use credit card points to fly first class for free.
  • Tax Optimization: Learn strategies to maximize your tax refund using the law in your favor.
  • Support and Community: Lifetime access to the course includes ongoing updates and bonuses, and a financial self-audit checklist. You also get access to the private Facebook group for additional support and networking.
  • Bonuses: Includes Erika’s investment portfolio and credit card recommendations, a 7-day money bootcamp to refresh financial goals, and access to the budgeting mastermind Facebook group.

The course is currently not available. You can apply to be wait-listed.

3D Money Course Modules

  • Module 1: Decode - Introduction to the foundational money principles to help you assess your current financial situation.
  • Module 2: Money Principles - Covers essential financial principles followed by successful individuals.
  • Module 3: Starting Point - Guides students to understand their financial standing, including their net worth and debt situation.
  • Module 4: Net Worth - Focuses on tracking and increasing net worth through targeted financial strategies.

What Is Erika Kullberg’s Mastering YouTube for the Busy Professional?

Erika Kullberg’s Mastering YouTube for the Busy Professional is a course that teaches you how to create a profitable YouTube channel. The training is based on Erika’s experience in growing her YouTube channel from zero to over $100,000 in revenue in under a year while working full-time. You will get lifetime access to the 15-module curriculum which tackles the 3-phase process.

Bonuses include content from successful YouTuber Nate O’Brien, checklists, templates, and access to the private community for networking and support. You also get a 3 months subscription to TubeBuddy Legend, the 1.5-hour TikTok workshop, and a 2-hour video editing tutorial. Mastering YouTube for the Busy Professional costs $497 and comes with a 14-day refund guarantee.

Mastering YouTube for the Busy Professional Modules

  • Module 1: Getting Started
    This module introduces you to the basics of YouTube, including Erika's journey to earning over $100,000 in a year. It covers the importance of goal setting, finding your niche, and understanding the factors that influence your earnings on YouTube.
  • Module 2: The Set Up for Success
    This module focuses on setting up your YouTube channel correctly. It highlights the significance of branding, posting schedules, content planning, and analyzing your competition. It also provides a 10-step checklist for preparing videos and a template to plan content for the first three months.
  • Module 3: Phase 1 - Planning a Video
    Learn essential techniques for planning videos, such as keyword research, creating engaging titles and thumbnails, and scripting. This module includes tips for planning viral content and maximizing viewer engagement.
  • Module 4: Phase 1 - Planning a Video (Time Savers)
    This module offers timesaving strategies for creating video thumbnails, organizing the video production process, and outsourcing tasks like thumbnail creation.
  • Module 5: Phase 2 - Recording and Equipment
    Explore the different levels of recording setups, from budget to professional. Learn tricks to make any setup look professional. This module also covers the best cost-effective quality equipment.
  • Module 6: Phase 2 - Recording and Equipment (Time Savers)
    Discover how to streamline your recording process with tips on reducing recording time and organizing your workflow efficiently.
  • Module 7: Phase 3 - Editing and Uploading
    This module covers the editing process, including where to find music, images, and graphics. It provides secrets for quick editing and a step-by-step guide for uploading videos effectively.
  • Module 8: Phase 3 - Editing and Uploading (Time Savers)
    Learn whether to edit videos yourself or hire an editor. This module offers a guide to outsourcing editing, including how to hire and work with video editors efficiently.
  • Module 9: Getting Subscribers (0 to 1,000)
    This module provides 11 strategies to gain your first 1,000 subscribers. You will learn the importance of a channel trailer and techniques to build a community and promote your channel outside YouTube.
  • Module 10: Getting Views
    Understand the types of videos that attract views, how to create viral content, and optimize videos for the YouTube algorithm. This module also covers analytics, press outreach, and email pitch templates.
  • Module 11: Saving Time (YouTube for People Who Don’t Have Time for YouTube)
    Learn about automation tools, standard operating procedures (SOPs), and techniques to handle online trolls efficiently.
  • Module 12: Advanced - Making Money from YouTube
    This module explains various income streams, including the YouTube Partner Program, affiliate marketing, and sponsored videos. It provides negotiation tips, lists of potential affiliate programs and sponsors, and pricing guidelines for sponsored content.
  • Module 13: Advanced - YouTube to Grow Your Business
    Discover how to use YouTube to generate leads, create effective video scripts, and convert viewers into customers. This module emphasizes building credibility and authority through YouTube.
  • Module 14: Legal Aspects of YouTube
    Gain insights into complying with FTC regulations, avoiding copyright issues, and protecting your online business. This module includes templates and legal advice tailored for YouTubers.
  • Module 15: Final Tips
    Erika shares key mistakes to avoid, the reasons behind her success on YouTube, and her motto of treating YouTube as both a hobby and a business. This module offers practical advice for sustaining long-term success on the platform.

Top Passive Income Streams While Working Full-Time

  • Local lead generation
  • Stocks
  • YouTube Automation
  • Crypto
  • Real estate

Selecting the best income stream while working full-time will depend on your capabilities and goals. Each of these requires different knowledge and skill sets. You also have to take into consideration the risks and requirements in both time and capital.

Why Local Lead Generation is My Top Passive Income Stream While Working Full-Time

Local lead generation is my top passive income stream because of its low-cost, low-risk, and scalability. It creates passive income through the rank and rent method. You rank a website on Google using SEO, then rent it out to local businesses who pay you handsomely for the leads it generates. It costs as little as $500 to start. You only have to outrank a handful of websites and spend as little as $30 a month to maintain. This makes it a very low-risk investment.

A local lead generation business is also highly scalable. You simply have to repeat the rank and rent process. Once a site is ranked and rented, you can earn $500 to $3,000 a month. A site can stay ranked on Google for years before needing an update. This means you earn completely passively. There is no limit to how many sites you can have, making your earning potential virtually infinite. Local lead generation has the potential to be your main income stream that creates time and financial freedom.

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Ippei Kanehara

$52K per month providing lead generation services to small businesses is for digital hustlers, industry leaders and online business owners.

His #1 online business recommendation in 2024, is to build your own lead generation business.
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