Clever Investor is a real estate investing training platform by Cody Sperber. It provides courses, communities, mentorship, and tools for new and experienced investors. You can also book a call to discuss custom courses that fit perfectly for you. Cody teaches several investing strategies using his “4 Profit Centers.”
Clever Investor reviews are positive, with a 4.12/5 rating on BBB and a 4/5 rating on Trustpilot. Many students like the training and the support from the community. Critics point out the many upsells and expensive, limited coaching. High-profile entrepreneurs, like Shark Tank's Barbara Corcoran, promote Clever Investor
Business Wire reports that 1 in 7 real estate investors lose money on property deals. Beginners are likely to lose money if they are unfamiliar with the market they are in. You must also grow your network of buyers, realtors, and lawyers. This helps you find the best deals and avoid costly mistakes. Real investment requires high skills and capital. So, I moved into digital marketing instead. I've learned to replicate real estate's wealth-building in the digital world.
In this article, you learn everything about Clever Investor and its programs. You will also learn about Cody Sperber and his 4 Profit Centers strategy. Lastly, I will give a short comparison of real estate vs digital real estate investment.
Clever Investor Pros and Cons
Pros
Clever Investor offers custom courses upon request. Price will vary.
Clever Investor is part of the INC. 5000 in 2015 and 2016.
Active customer service that addresses complaints.
Cons
Limited mentorship.
Plenty of upsells.
Majority of the content has been found to be generic and can be found online for free.
Price
Clever Investor's training programs cost $97 each. The Deal Automator all-in-one tool costs a $249 setup fee plus $99/month or $597/year. Clever Pro Membership costs $97/month.
Refund Policy
Clever Investor programs come with a 30-day money-back guarantee.
Origin
Clever Investor was founded in 2010
Reputation
Clever Investor is received positively.
The courses are affordable and great for beginners. Cody is an expert who’s been in the business for years.
What Is the 4-Square Real Estate Investing?
The "4 Profit Centers" or "4-Square" strategy is a group of techniques created by Cody Sperber. Which technique to use depends on whether you have capital and if they want quick cash or cash flow.
In the table he drew in the video, the investor must choose an investing strategy:
For example:
- Wholesaling is for those without money but who are looking for quick profits.
- Fix and flip requires money upfront but gives returns in a few months.
- Buy and hold is the strategy for those who want to create cash flow.
- Those who do not have money to buy and hold could get funds using creative financing.
What Are the Clever Investor Programs?
Do Deals With Me
Do Deals With Me offers an opportunity for people to partner with him in flipping real estate deals. It includes training videos, scripts, contracts, and a 30-day trial of his Clever Pro membership. The program is for beginners without experience, licenses, or large investments. They just need to find motivated sellers using Cody's software. Cody's team will handle the rest, including negotiations and closing the deal. Profits are split up to 50% with participants.
Free House Formula
Free House Formula is a plug-and-play roadmap. It lets investors buy properties with no upfront costs, no credit checks, and no bank loans. The formula is a 3-way strategy to turn "worthless" leads into profitable deals. This method lets you earn passive income and build wealth over time, even in a down market.
The formula involves three strategies:
- Bank Bypass Solution: for properties with equity, using creative financing to secure houses for free.
- Mortgage Magic Solution: for properties with no equity, helping homeowners behind on payments.
- Money Merger Solution: details of which are kept exclusive for members.
The offer includes: step-by-step training, legal contracts, lead generation methods, and support from his investor community. The focus is on quick flips for fast profits, hold and rent, and property appreciation.
Deal Automator
The Deal Automator is a complete, all-in-one tool. It helps real estate investors find, analyze, and close high-profit deals nationwide, without a big marketing budget. It has a private search engine for buyer and seller leads. It analyzes deals, create contracts, automate follow-ups, and manage a CRM.
Key benefits include: capturing quality leads, analyzing properties, and automating deal processes. This will save time and boost profits. Users can access 148 million properties and 17 lead types. It's a powerful tool for new and experienced investors. It helps them streamline their business and close more deals.
The 30-Day Deal Challenge
The 30-Day Deal Challenge helps you close your first no-money-down real estate deal in 30 days. The program offers: a business consultant, live Q&A webinars, step-by-step guides, and priority support. It includes 1 month of Clever PRO Membership for extra training and community access.
The challenge has four key phases:
Clever Pro Membership
The PRO Membership is a monthly membership program. It offers full support and resources for real estate investors. This complements other stand-alone courses. A 30-day membership may be included with some course purchases. Key features include:
The Clever Investor Calculators are free tools on the Clever Investor website. These browser-based tools are available for anyone to use.
Who Is Clever Investor For?
Who Is Cody Sperber?
Cody Sperber is a U.S. navy veteran turned entrepreneur and real estate investor from Chandler, Arizona. He is the founder/CEO of Clever Investor. He owns over 750 doors and has flipped over 1,000 houses. In the last 20+ years, he has built over a hundred new homes and businesses.
Originally from Mesa, Arizona, Cody joined the U.S. Navy in 1998 and retired a navy quartermaster in 2002. Cody then earned an accounting degree from Arizona State University with a 4.0 GPA. While in college, he met his wife and learned about real estate creative financing. He worked as an accountant for a short time. Then, he invested in real estate after a Jack Miller seminar and hiring a mentor.
Cody has since closed over 2,000 deals worth over $500 million. In 2024, he founded Clever Capital Fund. It offered residential and commercial investing opportunities.
Is Real Estate Investment Worth It in 2024?
Real estate investment is worth it in 2024. But you must either constantly find deals or have a lot of capital for a long-term investment. Real estate wholesaling and fix and flipping are full-time jobs. You will spend a lot of time looking for sellers, doing market research, finding buyers, and negotiating deals. The tools and marketing will also stress your budget.
You may automate the processes, but it will add spending on automation tools and to outsource work. If you have the capital to buy and hold property, you can create long-term cash flow with less work. Hiring a property manager will take you out of the day-to-day processes, but it will cost you.
Digital Real Estate VS Real Estate
With digital real estate vs. real estate, both investment options are potentially profitable. Each has its own requirements, challenges, and advantages.
Digital Real Estate refers to online assets. They include websites, social media accounts, and YouTube channels. These assets generate traffic and income. It is a low-cost investment with minimal overhead and the potential for high returns. The primary advantage is scalability, as you may create multiple online assets. It also allows for passive income. It requires less upfront capital and is lower risk than traditional real estate.
Traditional Real Estate involves physical properties. They may provide steady cash flow and long-term security through rent or appreciation. Yet, it requires significant capital, has higher costs, and is riskier. It is also less liquid than digital assets. Success depends on market conditions, location, and property management.
Create Low-Cost Passive Income With Local Lead Generation
Local lead generation is a type of digital real estate business that creates passive income at a low-cost. You can create and rank a website on Google for as low as $500, then rent it out to local businesses for $500-$2,000 a month. It is more sustainable compared to real estate wholesaling or fix and flipping, as you don’t need to constantly look for sellers and buyers. A website oftens stays ranked on Google for years, which means you make money hands-free. You don't have to worry about the problems in long-term, buy-and-hold real estate.
Scaling a real estate investing business will be costly. You will need to outsource work and use paid automation tools. With local lead generation, you simply need to repeat the rank and rent process to scale. There is no limit on how many websites you will rank and rent. This easy scalability and sustainable passive income cash flow make local lead generation the best business to create time and financial freedom.
