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Cody Sperber Clever Investor Review: 4-Square Real Estate Investing Training

September 23, 2024

Clever Investor is a real estate investing training platform by Cody Sperber. It provides training and tools for new and experienced investors. The platform offers courses, membership, mentorship, and tools. Cody teaches several investing strategies using his “4 Profit Centers.” You can also book a call to discuss custom courses that fit perfectly for you.

Clever Investor reviews are positive, with a 4.12/5 rating on BBB and a 4/5 rating on Trustpilot. Students highlight the comprehensive training and the support from the community. Critics point out the many upsells and expensive, limited coaching. Clever Investor is even promoted by high-profile entrepreneurs, like Shark Tank's Barbara Corcoran.

Business Wire reports that 1 in 7 real estate investors lose money on property deals. Beginners are likely to lose money if they are unfamiliar with the market they are in. You must also grow your network of buyers, realtors, and lawyers. This will help you find the best deals and avoid costly mistakes. Real investment requires high skills and capital. So, I moved into digital marketing instead. I've learned to replicate real estate's wealth-building in the digital world.

In this article, you will discover all about Clever Investor and its programs. You will also learn about Cody Sperber and his 4 Profit Centers strategy. Lastly, I will give a short comparison of real estate vs digital real estate investment.

Clever Investor Pros and Cons

Pros

Clever Investor offers custom courses upon request. Price will vary.

Clever Investor is part of the INC. 5000 in 2015 and 2016.

Active customer service that addresses complaints.

Cons

Limited mentorship.

Plenty of upsells.

Majority of the content has been found to be generic and can be found online for free.

Price

Clever Investor's training program costs $97 each. The Deal Automator all-in-one tool costs a $249 setup fee plus $99/month or $597/year. Clever Pro Membership costs $97/month.

Refund Policy

Clever Investor programs come with a 30-day money-back guarantee.

Origin

Clever Investor was founded in 2010

Reputation

Clever Investor is received positively.

September 22, 2024

The courses are affordable and great for beginners. Cody is an expert who’s been in the business for years.

Matt

5.0
5.0 out of 5 stars (based on 1 review)

What Is the 4-Square Real Estate Investing?

The "4 Profit Centers" or "4-Square" strategy is a group of techniques created by Cody Sperber. It depends on whether the investor has capital and if they want quick cash or cash flow.

clever investor review

In the table he drew in the video, the investor must choose an investing strategy. They should base it on their finances and earning goals. Wholesaling is for those without money but who are looking for quick profits. Fix and flip requires money upfront but gives returns in a few months. Buy and hold is the strategy for those who want to create cash flow. Those who do not have money to buy and hold can get funds using creative financing.

What Are the Clever Investor Programs?

Do Deals With Me

Do Deals With Me offers an opportunity for people to partner with him in flipping real estate deals. It includes training videos, scripts, contracts, and a 30-day trial of his Clever Pro membership. The program is for beginners without experience, licenses, or large investments. They just need to find motivated sellers using Cody's software. Cody's team will handle the rest, including negotiations and closing the deal. Profits are split up to 50% with participants. 

Free House Formula

Free House Formula is a plug-and-play roadmap. It lets investors buy properties with no upfront costs, no credit checks, and no bank loans. The formula is a 3-way strategy to turn "worthless" leads into profitable deals. This method lets you earn passive income and build wealth over time, even in a down market.

The formula involves three strategies:

  1. Bank Bypass Solution: for properties with equity, using creative financing to secure houses for free.
  2. Mortgage Magic Solution: for properties with no equity, helping homeowners behind on payments.
  3. Money Merger Solution: details of which are kept exclusive for members.

The offer includes: step-by-step training, legal contracts, lead generation methods, and support from his investor community. The focus is on quick flips for fast profits, hold and rent, and property appreciation.

Deal Automator 

The Deal Automator is a complete, all-in-one tool. It helps real estate investors find, analyze, and close high-profit deals nationwide, without a big marketing budget. It has a private search engine for buyer and seller leads. It can analyze deals, create contracts, automate follow-ups, and manage a CRM.

Key benefits include: capturing quality leads, analyzing properties, and automating deal processes. This will save time and boost profits. Users can access 148 million properties and 17 lead types. It's a powerful tool for new and experienced investors. It helps them streamline their business and close more deals.

The 30-Day Deal Challenge 

The 30-Day Deal Challenge helps you close your first no-money-down real estate deal in 30 days. The program offers: a business consultant, live Q&A webinars, step-by-step guides, and priority support. It includes 1 month of Clever PRO Membership for extra training and community access. 

The challenge has four key phases:

  • Week 1: Learn - You will get full training on generating leads, talking to homeowners, and structuring deals without cash or credit.
  • Week 2: Practice - Participants practice skills and gain confidence through guided activities.
  • Week 3: Acquire - The goal is to buy a property with no out-of-pocket costs, using help from the Clever Investor team.
  • Week 4: Cash In - Participants aim to close a deal and earn profits by connecting sellers with buyers.

Clever Pro Membership

The PRO Membership is a monthly membership program. It offers full support and resources for real estate investors. This complements other stand-alone courses. A 30-day membership may be included with some course purchases. Key features include:

  • Deal Analyzer Tool: Helps evaluate potential real estate deals (separate from Deal Automator).
  • Private Facebook Community Access: Connect with other members for support and networking.
  • Weekly Q&A Webinars: Live sessions with advisors to answer member questions.
  • Consultation for LLC Setup: Help with forming a business LLC.
  • Script and Contract Vaults: Access to pre-written scripts and legal contracts, plus training on how to use them.
  • Supplemental Training: Additional resources and materials to enhance real estate investment knowledge.

Clever Investor Calculators

The Clever Investor Calculators are free tools on the Clever Investor website. These browser-based tools are available for anyone to use.

  • MAO 70% Rule Calculator
    The MAO 70% Rule Calculator finds the maximum allowable offer (MAO) for your flipping or wholesaling deals. It ensures they are profitable. The tool calculates your MAO from the after-repair value (ARV) and rehab costs.
  • ROI Calculator
    The ROI Calculator calculates your return on investment (ROI) from a deal. The ROI is calculated from the rent, mortgage, and annual expenses. This is a great tool for identifying areas in which you can improve to increase your profits.
  • Mortgage Calculator
    The Mortgage Calculator calculates your mortgage, taxes, HOA fees, and other payments. It provides a schedule and a breakdown of payments for up to 30 years. It is a useful tool for long-term buy-and-hold real estate investors.

Who Is Clever Investor For?

  1. Beginners who want to learn the strategies of investing in real estate. This works for both investors with or without capital.
  2. Current real estate investors seeking networking opportunities.
  3. Active investors who are looking for automation tools to scale their business.
  4. Experienced real estate investors who are looking for hands-on mentorship.

Who Is Cody Sperber?

clever investor review

Cody Sperber is a U.S. navy veteran turned entrepreneur and real estate investor from Chandler, Arizona. He is the founder/CEO of Clever Investor. He owns over 750 doors and has flipped over 1,000 houses. In the last 20+ years, he has built over a hundred new homes and businesses.

Originally from Mesa, Arizona, Cody joined the U.S. Navy in 1998 and retired a navy quartermaster in 2002. Cody then earned an accounting degree from Arizona State University with a 4.0 GPA. While in college, he met his wife and learned about real estate creative financing. He worked as an accountant for a short time. Then, he invested in real estate after a Jack Miller seminar and hiring a mentor.

Cody has since closed over 2,000 deals worth over $500 million. In 2024, he founded Clever Capital Fund. It offered residential and commercial investing opportunities.

Is Real Estate Investment Worth It in 2024?

Real estate investment is worth it in 2024. But you must either constantly find deals or have a lot of capital for a long-term investment. Real estate wholesaling and fix and flipping are full-time jobs. You will spend a lot of time looking for sellers, doing market research, finding buyers, and negotiating deals. It will also cost you money for the tools and marketing.

You can automate the processes, but it will cost you to pay for automation tools and to outsource work. If you have the capital to buy and hold property, you can create long-term cash flow with less work. Hiring a property manager can take you out of the day-to-day processes, but it will cost you.

Digital Real Estate VS Real Estate

With digital real estate vs. real estate, both investment options can be profitable. Each has its own requirements, challenges, and advantages.

Digital Real Estate refers to online assets. They include websites, social media accounts, and YouTube channels. These assets generate traffic and income. It is a low-cost investment with minimal overhead and the potential for high returns. The primary advantage is scalability, as you can create multiple online assets. It also allows for passive income. It requires less upfront capital and is lower risk than traditional real estate.

Traditional Real Estate involves physical properties. They can provide steady cash flow and long-term security through rent or appreciation. Yet, it requires significant capital, has higher costs, and is riskier. It is also less liquid than digital assets. Success depends on market conditions, location, and property management.

Create Low-Cost Passive Income With Local Lead Generation

Local lead generation is a type of digital real estate business that creates passive income at a low-cost. You can create and rank a website on Google for as low as $500, then rent it out to local businesses for $500-$2,000 a month. It is more sustainable compared to real estate wholesaling or fix and flipping, as you don’t need to constantly look for sellers and buyers. A website can stay ranked on Google for years, which means you make money hands-free. You don't have to worry about the problems in long-term, buy-and-hold real estate.

Scaling a real estate investing business will be costly. You will need to outsource work and use paid automation tools. With local lead generation, you simply need to repeat the rank and rent process to scale. There is no limit on how many websites you can rank and rent. This easy scalability and sustainable passive income cash flow make local lead generation the best business to create time and financial freedom.

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His #1 online business recommendation in 2024, is to build your own lead generation business.