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Abdul & Chance’s Modern Millionaires Review – Is Modern Millionaires Legit?

March 11, 2024

Modern Millionaires is a digital marketing course by Adul Farooqi, and Chance Anthony Welton that teaches how to start and scale a paid ads agency. You will learn how to run Google Ads for high ticket clients like lawyers and dentists.

Dan Klein was Chance and Abdul's original mentor. He taught them how to be successful online using a different business model. The local lead generation that Dan teaches uses free organic traffic. Chance and Abdul teach paid traffic.

The problem with this business model is how difficult it is to reach potential clients and close the deal. And, Google Ads can be unpredictable and expensive. This makes it difficult to keep clients long-term. Local lead generation uses free traffic rather than Google ads. You'll own your digital real estate and you can predict your income each month after setting everything up.

Modern Millionaires Review: Pros and Cons


Abdul and Chance have earned 8-figures in their online marketing business.

They teach you how you can automate your prospecting on LinkedIn using a specific software.

There is sales training.

Chance and Abdul teach enough skills to get you started in your marketing agency so you can run paid ads for high ticket clients.


There are many complaints that the private Facebook community isn't as active.

PPC ads are getting more expensive to run with each passing year.

Paid traffic platforms are getting more saturated, which makes it difficult to compete for traffic.

Some of Modern Millionaire's negative reputation stems from deceptive marketing.

No high-ticket client is just going to hand you over their credit card. Abdul and Chance are putting the wrong marketing message out there to make it sound way too easy than it actually is.


5 modules with 40+ videos; Pre-recorded coaching calls, VIP bonus videos (Email and proposal templates shared)


Their private Facebook group has over 5700 students.


After joining the local lead generation coaching program in 2014, Dan Klein helped them get their own training program started in 2019.


Chance and Abdul's students have generated over $120 million and over 400 of them are earning 6-figures in revenue.

What is the Modern Millionaires Cost?

The Modern Millionaires cost is between $5,000 and $8,000. With Modern Millionaires, you can make thousands of dollars per month if you can land a couple of high ticket clients. The Modern Millionaires course does makes it possible for anyone to become financially free, but how much you make depends on how many clients you can close and for how long you can keep them as clients if you are providing them with consistent results each month. Chance and Abdul did sell a $49 course and make it seem like it's their actual program, but it was just a low-ticket trip wire to cover ad spend costs and then their sales people would upsell you to their actual high-ticket coaching program.

What is the Modern Millionaires Refund?

The Modern Millionaires refund is not available when you take this program. Chance and Abdul encourage you to think long and hard if you are going to invest in the course because, after you do, they will not provide you with a refund. If you are not happy with the course, there is nothing you can do to get a refund.

Is Modern Millionaires Legit?

Modern Millionaires is legit because the paid traffic skills they teach you do work. They will show you the basics of how to get started running paid traffic ads on several platforms. The internet says both good and bad things about Modern Millionaires. The good reviews come from students who have found success with what Chance and Abdul teach. So, the Modern Millionaires scam is ultimately a myth, according to student testimonials.

In under two years, Sajid had 20 clients and was earning $15K per month. After high school, he worked at eBay, Best Buy and Yellow Pages. He grew tired of the 9-5 grind and knew there was a better life waiting for him. He found Chance and Abdul's program very useful and is looking to continue increasing his monthly earnings to continue providing for his family.

Julian has been in religious ministry for over 14 years. His wife became a real estate agent, and he went to work at Starbucks to get health insurance. When COVID happened, he had to find something else to do. After coming across the MM course, he felt he could jump in and be successful. With only 4 clients, he was able to generate $9K per month. His goal is to continue helping other businesses to generate more money and open up his own church. 

Modern Millionaire is not a scam, but you must be ready to spend at least $5,000 just to start the course. The $49 course will only teach you the different ways Chance and Abdul will show you to make money. Their high ticket course dives deeper into how to implement the skills. Regardless, they should really back off on such aggressive marketing tactics that make their business model sound way easier than it is.

Modern Millionaires BBB included mixed reviews, both positive testimonials and complaints. Currently, the Modern Millionaires Better Business Bureau listing is being updated.

What are Modern Millionaires Review Reddit?

Modern Millionaires reviews on Reddit include positive reviews and responses. This Redditor flat out called Abdul and Chance scam artists because they were apparently told they were buying into a software. After being given access, he only saw training on how to cold call and that he had to pay for the software. 

In most cases, when you are sold a course, if they offer a software, you are going to have to pay extra. What you initially pay for is the training. After joining, you will almost always have to pay a separate monthly or yearly fee for a restaurant. This person probably had no clue that's standard for online courses that also offer a software. 

This next person on Reddit said that they trap you into $5K to $16K debt contract (probably having you take out a loan to get into the program), and after you are given access in the group, there is more you have to pay for. 

Another person said Modern Millionaires is a completely legitimate course. They mention how they provide you with the training, support and tools you need to generate leads for local businesses.

Modern Millionaires reviews are mixed online, but overall, there is some value to be taken away from this program. You could learn these skills in other program such as Paid Traffic Mastery by Kasim Aslam for a fraction of the cost of MM.

What is Modern Millionaires Forbes?

Modern Millionaires on Forbes was an alleged farce. You won't find an article on Chance and Abdul's course anymore. Allegedly, they paid to be featured on Forbes, only to seem like they were a big deal. They used this paid Forbes feature to convince people they were an authority in the digital marketing space. Other online "gurus" including Tanner Chidester have been accused of doing the same thing. If you search "Modern Millionaires Forbes", you won't find an article anymore. 

Why is it called Officeless Agency or Millionaire Middleman?

Officeless Agency and Millionaire Middlemen were the original and previous names of the course. Over the years, they rebranded the program to be called Modern Millionaires. 

What is Modern Millionaires App?

The Modern Millionaires App is called Leadific. Chance and Abdul own Leadific and created it with the purpose of helping marketing agency owners manage their agencies. You can manage your leads, they give you 3 domain warming accounts, a phone validator, support, and you can white label the CRM. Leadific costs $399 per month or $3,990 per year. Modern Millionaires and the MMSAAS does have support for their students and agency owners who sign up for the software.

Where is Modern Millionaires Login?

Modern Millionaires login is found on their members login page. 

What is the Modern Millionaire Free Download?

The Modern Millionaires free download is not found anywhere online even if you search for Officeless Agency free download. 

Who is Modern Millionaires' Abdul?

Abdul Samad Farooqi is from Vancouver, British Columbia in Canada. He was an investment banker after graduating from the University of British Columbia with a Bachelor of Commerce. After realizing that the 9-5 grind wasn't how he wanted to make money, he looked towards internet marketing. In 2013, Abdul started his marketing company called Samad Consulting. He also worked under the DBA of Lion Digital Solutions.

Abdul's Thoughts on Dan Klein's Mentorship

Abdul only had good things to say about Dan Klein's mentorship. The following video is the testimonial he gave about Dan.

Who is Modern Millionaires' Chance?

Chance Anthony Welton didn't want to live a rat race life of working 9-5 either. He decided to live out of his van with his girlfriend. In 2010, his father passed away and only received $116K in life insurance. He wasn't smart with his money and blew it all on partying and drinking.

In 2014, when Chance Welton was down to his last $1,300, he and Abdul joined the local lead generation coaching program, which was then called Job Killing, and they learned how to generate leads for local businesses. Two weeks after joining, Chance landed his first client, who paid him $2K per month. Abdul landed his first client only 6 days after joining. Chance and Abdul eventually made over $50K each month in passive income.

In 2017, their mentor, Dan Klein, invited them to speak at the annual live Job Killing event in Las Vegas. In 2019, Abdul and Chance started the Modern Millionaires program initially called the Officeless Agency and the Millionaire Middleman.

How Chance & Abdul Got Started as Entrepreneurs in Job Killing 

Abdul joined Job Killing back in 2014, and Chance joined soon after. Here is one of Abdul's earliest posts in the private Facebook group as he finished watching all of the training videos.

Here's Abdul's Job Killing interview with Dan.

Here's Chance's interview with Dan.

Dan helped Abdul & Chance get started with their coaching program and became one of their partners.

Why Did Chance and Abdul's Relationship with Dan Klein End?

Chance and Abdul's relationship with Dan Klein ended once they launched Millionaire Middlemen because there were various disputes about who was responsible to do what for the program. Abdul & Chance wanted to renegotiate the deal with Dan, which ended up rubbing him the wrong way. This was the beginning of the end of their relationship. They have their own side of the story, and Dan has his.

I've met a lot of these internet entrepreneurs, and sometimes you feel like some of these guys got lucky on the internet. But whenever I talk to Dan, I'm constantly impressed at his insights and business IQ. He's truly a gifted serial entrepreneur. 

Most internet marketers copy other people, but Dan Klein innovates.

What does the Modern Millionaires course teach?

The Modern Millionaires top Google ads course teaches you how to get clients, how to generate leads for local business owners with Google ads and Facebook ads, and how to find clients who would benefit from your services.

Module 1 - Foundation

In this first module, Chance and Abdul welcome you to the Modern Millionaires program and give you an overview of what to expect. They also help you get your mindset right and get you thinking about what niche you may want to get into.

Module 2 - Prospecting and Sales

Module 2 is all about how to find potential customers for your marketing business. You learn how to prospect with...

  • Social Media (LinkedIn, Facebook)
  • Email Marketing
  • Cold calling

They even share contract and proposal templates for you to use as you go through the Modern Millionaires training. 

Module 3A - Google Ads Training

They split this module up into 3 sub-modules. 3A is all about how to leverage Google Ads (formerly known as Google AdWords) for your clients. Abdul takes you through the landing page build out, research, and tracking with Google Analytics.

Module 3B - Facebook Ads Training

Abdul teaches you how to create Facebook ads in module 4. You learn how to set up your Business Manager account, how to install the Facebook pixel, how to create a Facebook ad, how to re-target, optimization, and more.

Module 3C - Review

Module 3C is a review of the two previous sub-modules in module 3. You learn how to develop the leads you generate and turn them into paying clients.

Module 4 - Auto-Pilot (Outsourcing)

In this last module, Abdul covers outsourcing on Upwork and Fiverr. Chance talks about how to hire a sales team to help you accomplish more in your business.

What's the Difference Between Paid Traffic and Free Organic Traffic?

Paid Traffic

Free Organic Traffic


You can generate leads quickly; You don't need as much skills or patience as you do with SEO (Ranking sites organically)

You can generate leads for high-end clients like lawyers if you're very good at sales

You can scale the leads & traffic faster if you have finely tuned campaigns, simply increase the budget


You own your own website, client can't fire you, even if they did, you can send the leads to a competitor and keep making money

Free traffic allows you to get the attention of business owners, which makes closing them so much easier. When you get a client, you also make 95% profit margin instead of 15% from paid ads.

Clients that are getting leads from free traffic are less of a hassle because they're not worried about spending any of their own money for every impression or lead


You don't own any assets, your clients can fire you anytime they want

Requires a lot of patience & great sales skills to convince prospects they should invest money with you to run their paid ads

Dealing with paid ad clients is a lot more of a hassle. It requires ongoing monthly reports and constant monitoring & tweaking of PPC ad campaigns, which can get expensive.

Paid traffic is inconsistent and expensive when you have to split test ads


SEO is difficult to master. There are plenty of guides out there for running Google ads; there's drastically less reliable help with ranking sites organically in Google

To build & rank your own site, you must spend money out of your own pocket (you're building your own asset, think of it like investing in real estate)

Ranking a site takes time. Anywhere from 6 weeks to 6 months. Therefore, we tell our students to build 10 sites right from the beginning because some of those sites will rank faster than others.


Of all the online business models, local Lead Generation with free traffic offers a more stable long-term income that is less of a hassle. With paid ads, you may provide some results initially, but you may not keep that client long-term because you don't own any assets. Also, ad exhaustion is a real thing. Your clients can easily hire another Google ads person over you if they offer cheaper prices.

When you own a website that's ranked at the top of Google search results, your client won't want to leave you because it will continue producing leads.

It takes more upfront work and time to build these digital properties. However, the long-term reward is far greater.

5 Controversies about Modern Millionaires

1) Build Brands that Other Companies Wanna Buy

1. Modern Millionaire Testimonials are Misleading

They have testimonials of students that claim to have reached $10K to $20K per month in few months, but this is very misleading because when you get paid ad clients, most of the money you receive from the client goes towards the ad budget. You, as the advertiser, only make around 10-20% margins. So the screenshots they show of students making XYZ income is misleading when you don't understand how paid ads work. Only when you generate leads using free traffic can you attain 90% + profit margins.

2. It is difficult to keep a client long-term with Paid Advertising

It is irresponsible to only show case studies of students that's gotten some result of getting a client and making $XYZ per month and pretend like that student's lives are changed forever. This is far from the truth. With paid ad clients, its much easier to get money upfront but the difficulty is to keep that client long-term. When you're running paid advertising for a business owner, they're paying top $$$ for the leads, so when the ad cost fluctuates if more people advertise than sometimes your client could have a month where they felt they paid way too much for the leads. Or if they failed to close enough of the leads, than they could also have paid way too much for the AdWords. This means that its challenging to keep a client happy month after month when you're running paid ads for them. I, personally, have noticed that I can keep a paid ad client 3-6 months on average and they dip off. Because they always feel like they're paying too much and that there's better places out there or another agency that can get them leads for cheaper. These are the challenges of this business model that Abdul and Chance do not talk about.

3. Abdul and Chance learned Digital Marketing from Dan Klein, who teaches a better business model (potentially)

Dan Klein is the original mentor that taught Abdul and Chance lead generation using free traffic. This is how they went from being broke, living paycheck to paycheck, to being able to live that online entrepreneurship lifestyle. Abdul and Chance eventually had some success with paid ad clients, so they created a coaching program for it which Dan Klein helped them create and he also helped them launch inside his program so most of the original Modern Millionaire students were actually Dan Klein's students. Unfortunately, they had a dispute about how much Dan's % of the Modern Millionaire business should be and they had a falling out. According to Dan, greed got the best of Abdul and Chance because they try to re-negotiate the deal after Dan helped them get all those initial sales from his program. Abdul and Chance will say that after a while they felt that Dan's % in Modern Millionaire was too much. Whatever the case may be, it is difficult to argue with anyone that has had paid ad clients and free traffic clients that the free traffic client is a much better long-term business model (Dan Klein's model) than the paid model of Modern Millionaire. With free traffic, you have a lot more control; you generate higher quality leads and much higher profit margins because free traffic beats paid traffic any day of the week.

4. Saturated Prospecting Strategies

One of the biggest challenges when you have a paid ad agency, which is what Abdul & Chance teaches, is to have a way to continually reach out to new business owners and pitch them your services. Abdul & Chance teach a method of using LinkedIn bots to reach out to lawyers, dentists, surgeons, etc but what ends up happening is when all the other MM students are doing the same thing, many of these business owners are getting hit up with the same messages and the same techniques. This creates a major problem that faces most marketers, which is the inability to stand out from the noise. You can use this strategy and just do sheer volume and eventually find an interested prospect, but it gets more and more difficult as time goes on and that well (LinkedIn) prospects start turning a blind eye to this strategy. As time goes on, it gets harder and harder for new MM students to even find a warm body to make their pitch to.

5. No Ownership of Any Assets

The biggest flaw of running a paid ads agency is that ultimately you don't own or control anything and it's really hard to build a 7 figure business where you don't control the flow of the money yourself. Your client can fire you and decide to go with another ad agency and there's nothing you can do. This means you're more of a service provider more so than being a business owner. A proper business is one in which you're the owner of assets or intellectual property that people are buying from you and no one can take it away from you. When you own the asset or product, you have so many options to monetize it which makes you much more versatile. One of the main things I didn't like about running paid ads for a client is that I always felt the pressure of always having to please them and make sure they never got upset with me because I knew (and they knew) that they had the upper hand because they're the ones paying for my ad management service fee and the AdWords fee. So they knew they could decide to pull the plug at anytime and my income (from them) would go to zero over night. This is why our mentor Dan Klein always harps on building your own digital assets business that you own and control.

What are the Reviews of Local Lead Generation?

The reviews of local lead generation are presented in a positive light and each week within the group, students share how they are closing deals. This is all thanks to the mentorship Dan Klein and his team provide. 

Who is Dan Klein & What is Job Killing?

Job Killing (JK) started in 2014, by Dan Klein & Brad. It teaches you how to make money online by building & ranking websites at the top of Google's search engine for local services like plumbing, roofing, tree care, landscaping, & more.

I was one of their first students back in 2014 and became one of the top students. Instead of leaving to do something else, I partnered up with Dan and kept pushing the program to be the best rank and rent course there is. 

Dan has a net worth of over $30 million and has continued to be the primary driving force behind the local lead generation training program.

Brad initially promoted JK with his blog but quit around 2018. I took over his role and now promote the program with

The local lead generation training program now has over 7400 students and we're one of the most successful, long-standing programs for teaching students how to make a passive income online.

As time has passed, our program has developed much more than what the initial Job Killing group was. Myself, Chance, Abdul, Cory Long, Joshua Osborne, and more are proof of that.

Why Mike Switched From Paid Ads to Free Traffic

Mike Marin (in the middle of Dan and I) got his start in online business as a paid traffic expert.

He has earned over $50K per month running Google and Facebook ads for local businesses. However, that number dwindled down because those ad platforms changed some policies, which made the cost of advertising rise. Also, some of his clients started to not convert leads into customers enough for them to keep spending money with him. That's another huge major issue with paid ad clients. If their lead to close ration is low, they may still blame you for "bad leads" and stop paying you. Today, Mike focuses on building digital real estate that generates free traffic.

We're Not Completely Dismissing Paid Ads

Paid traffic is a good skill to learn not only for your business but to attract potential clients so that they get leads right away while you wait for your lead generation sites to get built and ranked. Mike Marin actually teaches an effective paid ads strategy inside our local lead generation coaching program

But building businesses where you own your digital assets that help local small businesses is far more passive and lucrative than advertising on social media platforms. 

Ever since I built and ranked this tree care lead generation site in Grand Rapids over 8 years ago, it has paid me $2,000 on autopilot, and I haven't had to touch it in years. 

Paid traffic works, but it's not reliable long-term like local lead generation with free organic traffic. 

Modern Millionaires Alternatives

Paid Traffic Mastery by Kasim Aslam is a great option to learn how to run paid traffic. This revamped course, which was previously taught by Molly Pittman, dives deep with advertising on Google. Not only that, Kasim and his team teach you how to advertise on YouTube and Facebook as well. This course comes with 72 training videos that are divided into 7 modules.

Price: Paid Traffic Mastery costs $495

More info: Paid Traffic Mastery Review.

Lead Generation Blueprint by Ryan Wegner is another alternative to Chance and Abdul's course. Ryan focuses on teaching you how to run ads on Facebook. You not only learn how to run FB ads but Ryan also shows you how to prospect and even price your services to potential clients. As opposed to Paid Traffic Mastery, you get support from Ryan directly on FB Messenger. 

Price: Lead Generation Blueprint costs $497

More info: Lead Generation Blueprint Review.

Agency Navigator by Iman Gadzhi is an online course that helps you start and scale a digital marketing agency. Iman provides you with several tools, templates, funnels, and more to get you started in the right direction. He shows you how to get setup, how to approach sales, how to hire a team to scale past 6 & 7 figures, and more. There are live coaching calls each week for support.

Price: Agency Navigator costs $1,499.

More info: Agency Navigator Review

CreatorU Traffic Bundle by Brian & Scott Moran is a program that focuses on getting followers from TikTok, YouTube, Facebook, podcast, and blogs. It teaches you to attract loyal followers that will buy your products. The course is for online entrepreneurs who are struggling to get traffic and build an audience. 

Price: CreatorU Traffic Bundle costs $120.

More info: CreatorU Traffic Bundle Review

Conclusion: Can a Lead Generation Agency Earn Passive Income?

A lead generation agency can earn a passive income because you only need to check on your sites sporadically after your digital properties rank. As opposed to the paid traffic tactics that Chance and Abdul teach in their Modern Millionaires course, generating leads organically offers you more control in your business. This is because you own your digital real estate. You control what niche to get into, what small business to work with, and how much they have to pay you. There is no unpredictability because you know what you're going to make each month. The overhead is almost non-existent.

You can become a millionaire in the lead generation industry, but how you go about generating leads will determine if and when you will do so. Paid traffic is getting more expensive each year, which proves that it is the slowest path towards 7-figures. So, you should only invest in a paid traffic course if you are ready to spend a lot of money both upfront and throughout the business.

My top recommendation for making money online in 2023 is the local lead generation business model, which is taught by Dan Klein. You are going to get all the step-by-step video training you need to learn all the intricacies of how to create your digital assets and get paid on autopilot each month by local business owners. There is plenty of support, contacts, and resources you can take advantage of to earn a passive income online.

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Ippei Kanehara

$52K per month providing lead generation services to small businesses is for digital hustlers, industry leaders and online business owners.

His #1 online business recommendation in 2024, is to build your own lead generation business.

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  1. I really appreciated how in-depth your review of Modern Millionaires was. I was on the fence about whether to invest in it, and your honest assessment helped me make a more informed decision. Keep up the great work!

  2. Total fucking scam artists. They told me I was buying into software than as soon as I was given access it was a bunch of how to make cold calls and pay to use the software. I asked for a refund immediately as it was not software. It has been 2 months and still no response. These bastards can go to hell.

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