The best personal finance courses are:
A personal finance course is an educational program that covers various aspects of managing money and making informed financial decisions. These courses help individuals improve their financial literacy and develop practical skills related to budgeting, investing, saving, and debt management.
The most important topics covered in personal finance courses are budgeting, savings, debt, and credit management. It can also cover investing, entrepreneurship, retirement planning, tax strategies, and financial goals and planning.
The costs associated with enrolling in the best personal finance courses depend on their topic coverage. For instance, personal finance courses focusing on investment and entrepreneurship can cost from a few hundred dollars to hundreds of thousands. Those included in this list are mostly in this category. Personal finance classes on budgeting, debt management, and savings are generally cheaper.
The key features to look for in the best personal finance course are:
- Depth of content and relevance
- Qualified instructors
- Interactive learning system
- Accessibility and flexibility
- Course reviews and reputation
- Costs and value
We present you with the best personal finance courses for entrepreneurship and investing. You will also learn about the 5 key areas of personal finance. In the end, we will discuss the importance of personal finance as a key aspect of financial literacy.
Best Personal Finance Courses For Beginners
Recession Proof Xtreme by Marcus Barney Him500
Recession Proof Xtreme offers a strategic roadmap for individuals seeking financial freedom through real estate investment and entrepreneurship. Through Marcus Barney's comprehensive programs, you gain valuable insights into various aspects of real estate investing. This includes property acquisition, renovation, property management, and wealth-building strategies.
Price: Recession Proof Xtreme can be accessed at EYL University with the $997 subscription.
More Info: Recession Proof Xtreme Review
Credit Stacking by Jack McColl
The Credit Stacking course guides participants in accessing high-limit, 0% interest credit for business investments. The course includes lifetime access to the materials. It focuses on a three-step process: awareness of financial standing and FICO score, attracting lenders (referred to as 'hacking the bank'), and the actual process of credit stacking.
Price: Credit Stacking costs $7,800
More Info: Credit Stacking Review
Decentralized Masters by Tan Gera
Decentralized Masters by Tan Gera offers guidance and resources for individuals seeking to invest in decentralized finance (DeFi). It provides valuable resources and insights into the world of DeFi, such as proprietary tools and educational platforms. However, important details like program costs and refund policies are not disclosed. Nonetheless, Tan Gera's extensive experience in the trading industry lends credibility to the program. DeFi is new and there are challenges associated with understanding it. But Decentralized Masters has received positive feedback from Trustpilot, suggesting its value for aspiring DeFi investors.
The lack of transparency regarding costs and refund policies may deter potential participants. Overall, Decentralized Masters caters to beginners interested in exploring the potential of DeFi. It offers mentorship and resources to navigate this complex field.
Price: The costs of joining the platform are not disclosed.
More Info: Decentralized Masters Review
Richer Every Day by Mike Dillard
Richer Every Day is a comprehensive program that teaches the principles of personal finance and smart investment strategies. It focuses on building a wealth mindset, managing money effectively, and creating sustainable financial growth. The program provides actionable insights on budgeting, debt management, and leveraging investment opportunities to secure long-term financial stability. The current version of the program teaches you how to invest in cryptocurrency, tokenized real estate, and affiliate marketing.
Price: Richer Every Day costs $1 for the first 7 days, then $37 each month after.
More Info: Richer Every Day Review
3D Money Course by Erika Kullberg
Erika Kullberg's 3D Money course is a comprehensive financial education program designed to help individuals achieve financial freedom through the principles of diversification, digitalization, and passive income. The course covers a range of topics, including investing in stocks and real estate, leveraging digital platforms for income generation, and creating multiple streams of passive income. With practical advice and actionable steps, Kullberg aims to empower her students to build sustainable wealth and achieve their financial goals by navigating the complexities of the modern financial landscape.
Price: The price of 3D Money Course is not listed and will only be given after the waitlist.
More Info: 3D Money Course Review
Best Personal Finance Entrepreneurship Courses
Let's Talk Money by Joseph Hogue, CFA
Let's Talk Money is a YouTube channel that provides personal finance and investment lessons. Joseph Hogue offers detailed insights into stock trading, personal finance management, and diversifying income sources. He also offers courses that provide structured learning on various personal finance and investment topics. Joseph's strategies not only cover the basics but also advanced techniques for diversifying investment portfolios.
Price: Joseph Hogue's courses costs $49 to $299
More Info: Joseph Hogue Review
Booming Bookkeeping Business by Bill Von Fumetti
Bill Von Fumetti's Booming Bookkeeping Business course promises a pathway to becoming a successful virtual bookkeeper from home. It even targets even those with no prior experience. This 90-day program teaches you everything you need to know to start your own bookkeeping business. It includes accounting basics and effective marketing strategies. It also highlights the profitability of bookkeeping, which is always in high demand across different industries.
Price: Booming Bookkeeping Business is $4,997
More Info: Booming Bookkeeping Business Review
Business Lending Blueprint by Oguz (Oz) Konar
Business Lending Blueprint by Oguz (Oz) Konar is a 6-module online course designed for entrepreneurs and aspiring business loan brokers. It aims to teach effective strategies for starting and scaling lending businesses and potentially reaching 6- to 7-figure revenues monthly. The course covers key aspects of the lending business, such as loan application processes, credit checks, and alternative lending options. It offers one-on-one coaching sessions, Q&A calls, and exclusive customer service. The course lacks a detailed overview of its modules and transparency in pricing. However, it promises substantial income and growth in the alternative lending industry.
Price: Business Lending Blueprint costs $2,197 or three-monthly installments of $845.
More info: Business Lending Blueprint Review
Loan Broker Network by Philip F Smith
The Loan Broker Network offers a program for establishing and automating a mortgage and loan brokerage business. The course was created by Philip F. Smith and Kevin Harrington. Its package includes comprehensive training on lead generation, a fully managed service covering all business aspects, access to a support group, and the option to attend masterminds.
Price: Loan Broker Network costs $967 with 30 payments of $1/day.
More Info: Loan Broker Network Review
Notary2Notary by Vanessa Tery
Notary2Notary is an online education platform by notary public and trainer Vanessa Terry. Their programs are designed to empower individuals with the skills and knowledge necessary to establish successful notary businesses in the United States. They offer courses, webinars and training materials tailored to different skill levels. Among their top programs include the Government Contracting Series Course, Ultimate Notary Bundle, Elite Notary Bundle, and Notary Signing Agent Training Bundle. Notary2Notary also provides a supportive environment for students to connect with industry experts and peers through a private Facebook group with over 3.9k members.
Price: Notary2Notary courses range from $8.99 to $589, while webinars cost $47 to $147.
More Info: Notary2Notary Review
Best Personal Finance Investing Courses
Invest Diva by Kiana Danial
Invest Diva, founded by Kiana Danial, is an e-learning platform offering courses on investment and financial literacy. It focuses on building diversified portfolios including stocks, ETFs, cryptocurrencies, and forex. It aims to empower, especially women, to take control of their financial futures. With the growing interest of young women in investing, Invest Diva positions itself to guide one million moms by 2025. The platform receives acclaim for its hands-on coaching, easy-to-understand concepts, empowerment, and engaging course delivery. However, it faces criticism for high prices, basic content, and problematic refund policies. The strategies also require for significant effort and practice from its users.
Price: Invest Diva products prices vary from $297 to $350,000.
More info: Invest Diva Review
Cashflowpreneur by Austin Zelan
Cashflowpreneur by Austin Zelan is an investment course and program designed for individuals seeking to earn six figures through full-time investing. Launched in 2023, Cashflowpreneur offers two investment courses, daily coaching calls, and access to exclusive investment opportunities. This exclusive access span to Forex trading, Airbnb properties, and private jet ownership. With a mission to empower investors towards financial freedom, Cashflowpreneur has reportedly facilitated over $20 million in passive income returns. The program caters to a diverse audience ranging from 9-5 workers to seasoned entrepreneurs.
Price: Cashflowpreneur cost is not mentioned on their website. Interested individuals may book a call for information about pricing.
More info:
Cashflowpreneur Review
Million Dollar Year by Britt Williams Baker
Million Dollar Year is an investment coaching program by Dow Janes that is made primarily for women. This course focuses on diverse investment strategies, including stocks, real estate, and bonds. The learning materials are tailored for beginners and intermediate investors. The program includes a 12-month curriculum, financial coaching, workshops, and a private online community.
Price: Million Dollar Year costs $3,998.
More Info: Million Dollar Year Review
EPIC Network by Roland Frasier
Roland Frasier’s EPIC Network offers a range of programs catering to entrepreneurs interested in M&A, consulting for equity, and optimal exit strategies. It promises to teach students of acquiring businesses with "zero down," leveraging other people’s money. The 5-Day EPIC Challenge serves as a free introduction to the platform. Higher-tier programs delve deeper into these strategies.
The validity of the "no money down" approach may raise eyebrows, particularly considering Frasier’s own professional background in law and accounting. Despite this skepticism, the platform’s Exit Ready program hold value for those navigating the complexities of business acquisitions and exits. Yet, prospective participants should consider the high learning curve and limited success stories surrounding the zero-down model.
Price: The 5-Day EPIC Challenge is free with an upsell of $47 for unlimited time access. Consulting For Equity costs $4,995 for the CFE Masterclass and $9,995 for the CFE Live. Exit Ready Platinum and Certified cost $4,995 and $14,995 respectively. 7-Figure Business in 7-Days costs $7. The cost of membership to the EPIC Board isn’t posted on their website.
More info: EPIC Network Review
Top Real Estate Investing Courses
We have a dedicated list of top real estate investment courses. Real estate is still one of the most popular forms of investment. In fact, it is the most popular long-term investment in the US. It comprises 45% of the overall investments in the country, followed by mutual funds which is 18%.
So, a lot of online courses were designed to maximize profit in the real estate industry. The courses cover a wide range of investment strategies, such as wholesaling, Airbnb arbitrage, short-term rentals, and more.
Top Crypto Courses
Trading cryptocurrencies has become popular over the last decade. There’s no sign of it slowing down, with the overall blockchain market to reach $67.4 billion in 2026, from $10.02 billion in 2022. There are over 20,000 cryptocurrencies in circulation. They range from the most valuable Bitcoin to the worthless ones.
You can’t consider cryptocurrencies as a secure investment. However, taking advantage of cryptos’ price volatility has become a lucrative source of income for some. We also listed some of the top crypto trading courses in the market today.What Are the 5 Key Areas of Personal Finance?
How Important is Personal Finance?
Personal finance is very important for several reasons:
It gives financial security
It helps you achieve your financial goals
It allows you to build wealth
In this world where inflation reduces purchasing power and with continuous price hikes, managing personal finances becomes even more critical. According to the Federal Reserve Bank of New York, the total household debt in the US has reached $1.7 trillion as of February 2024. It represents an increase of $184 billion from the previous quarter.
Debt is inevitable when your expenses exceed your regular income. Being deep in debt not only derails your financial goals, it also hurts your credit score. To avoid this, your credit utilization should be no more than 30%. For an outstanding credit score, it should stay below 10%. An excellent utilization rate is only around 1%. Not all debt is bad, so it is also important to keep track of your credit score.
To ensure sufficient financial literacy for the citizens, all high schoolers should take courses in personal finance. It equips students with practical skills like budgeting, saving, investing, and managing debt. By learning early, students can make informed financial decisions, avoid costly mistakes, and achieve long-term financial goals.
Keep Your Finances Secured With Local Lead Generation
As mentioned above, personal finance problems are mostly income issues. If you have more income flowing in, you should be able to spend more without hurting your savings or falling deep into debt. Short or long-term investments should help you increase your income. Another way is engaging in an online business that you can do all-in or part-time.
Local lead generation is one of the best online business models in my opinion. It can let you earn extra income or you can do it full-time by scaling. This model works by creating a website for a certain niche and ranking it “locally” in search engines. Ranked websites are lead magnets, and local businesses need these leads.
You can rent a site for $500-$3000 a month and you can scale by renting out more websites. A ranked website can also stay at the top of search results for a long time. So, local lead generation can be a passive income source that can go on for months or years.
